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Rocky's, KC's Go To Lawyer, Legal Blog

Welcome to Rocky's Blog. A Kansas City area attorney.  Your choice of a lawyer is an important decision and should not be based solely on an advertisement or blog post in making your decision to retain counsel.


By Rocky Cannon, Mar 27 2018 03:58PM

Chapter 13 Bankruptcy Attorney

If you need to save a house or car, then you may have to file a Chapter 13 bankruptcy to do that. In a Chapter 13 case, you can make provisions to catch up a house or payoff a car over a 3 or five-year period. At the end of the Chapter 13 case, you may be eligible for a discharge of most of your remaining debts. In a Chapter 13, if you decide to keep your house, then that is the type of debt that you would not receive a discharge for and you would be expected to continue or start making your mortgage payments every month, until you have paid off the mortgage. You should contact an attorney who represents clients in Chapter 13 cases for more details.

By Rocky Cannon, Jul 7 2017 03:00PM

Independence, MO Bankruptcy Attorney

Do you think you need to file bankruptcy? If so, then you should consult with a bankruptcy attorney about your financial situation. A bankruptcy attorney will be able to advise you as to whether you need to file bankruptcy or not and if so, under what chapter. Debtors with mostly consumer debts usually file under chapter 7 or chapter 13 of the bankruptcy code. Some consumer debtors' quality for both chapters and therefore the individual situation of each debtor becomes very important in determining what chapter they should file under.

By Rocky Cannon, May 9 2017 07:00AM

Creditor calling after Bankruptcy Discharge?

Once a discharge in bankruptcy has been entered an unsecured creditor that was properly listed is prohibited from contacting the Debtor about a discharged debt that was not reaffirmed. The Debtor should contact his or her attorney if a creditor continues to contact them. A creditor that violated the order of discharge can be sanctioned by the bankruptcy court for such violations. However, the bankruptcy court will not know of the violation of its order unless the Debtor tells the court about it.

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